Privacy Policy

Privacy Policy Notice
Protecting your privacy is important to Flathead Bank and to our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Flathead Bank employees for collection, use, retention, and security of nonpublic personal information.

Collection of Information
In an effort to meet the ever-changing needs of our customers and provide the service that you expect, we may collect nonpublic personal information about you from the following sources:

• Applications or other loan or account forms

• Your transactions with us, our affiliates or others

• Third parties such as credit bureaus

Nonpublic personal information is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.

Disclosure of Information
Flathead Bank does not disclose any nonpublic personal information about existing or former customers to anyone, except as permitted by law. We are permitted to disclose nonpublic personal information about you to other third parties in certain circumstances as follows:

• To third parties to assist us in servicing your loan or account with us

• To government entities in response to subpoenas

• To credit bureau agencies

Security and Confidentiality
Flathead Bank is committed to protecting your personal information. We require all third parties with a business need to access this information to adhere to similar and equally stringent privacy polices. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We educate all employees in the importance of maintaining the highest level of confidentiality and customer privacy. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Questions and Concerns
Please contact our Compliance Officer at (406) 837-1600 if you have any questions or concerns regarding our Privacy Notice.